Financial Assistance Programs

This program will provide financial assistance to owners of properties in the Borough of Carlisle for home improvements to increase energy efficiency. This is a grant-based program for low to moderate-income eligible homeowners. In exchange, property owners shall be required to remain in their homes for at least five years. If the property is sold within the five years, a portion of the grant shall be repaid to the Borough through a declining lien provision agreed to by the owner at the time of grant acceptance.

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Carlisle Borough provides funding to help property owners maintain their homes. This program pays for home repairs, focusing on those to correct code deficiencies, in residences of qualified homeowners. Eligible work items include updating electrical wiring, heating systems, roof repair or replacement, insulation, doors, windows, siding, interior and exterior painting, chimneys, spouting, foundation repairs, kitchens, bathrooms, etc. Assistance is in the form of an interest-free deferred loan, and a mortgage is recorded as a lien against the property. A maximum of $20,000 in assistance can be provided per eligible home.

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The program will provide financial assistance to eligible owners of residential rental properties in the Borough of Carlisle. The rental units must be rented by low-/moderate-income households.

Business loans may be provided to for-profit businesses within the Borough’s C-1 District. Currently, a business must create one full-time equivalent job for every $50,000.00 loaned, and the job(s) must be created for low-to-moderate-income employees.

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Shopsteading Loan Guidelines

The Sidewalk Assistant Grant Program helps qualified individuals in the event that their sidewalks need to be replaced. Program guidelines include, but are not limited to - SAG recipients must own and reside in the dwelling where curb and sidewalk work is required; recipients must be deemed low or moderate-income based on HUD’s income limits by family size.

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This program allows commercial uses in the C-1 District to apply for funding to renovate the front facades of commercial buildings.

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This program provides grants to low- and moderate-income property owners who are identified by the Borough as needing to replace Borough shade trees in the front of their properties. The grant shall provide up to $3,000 for the removal of a tree, as approved by the Borough, contingent upon a Borough-approved replacement planting.

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The annual funding request round typically opens in November, with applications due at the end of March of the following year. Recommendations are made to Carlisle Borough Council in April, with submission of a final program budget to HUD by May. The county usually receives the annual program allocation by the fall of each year.

Download an application

This program is administered by the Cumberland County Housing and Redevelopment Authorities. It offers up to $10,000 in assistance to Cumberland County, Pennsylvania, homeowners in need of emergency home repairs through an interest-free deferred loan. 

Learn more at the Cumberland County Housing and Redevelopment Authorities website.